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This borrower came to us just late last week after getting turned down by numerous banks because of his week 2012 tax returns. His note balloons at the end of the month and, the company that bought the note wants his property. We issued him an approval late Friday ­just 2 days for a commitment letter. We are using the same appraiser that did his appraisal in 2010 who is promising a 2 week turn time. We can also use recent bank ordered appraisals as is, just assigned over to us. Assuming he signs our commitment letter by Monday, we will close this loan in less than 3 weeks, saving his property and his cash flow(it is a cash flowing building and most of the money he makes is from that building.